Arnouts Insurance Agency Blog
All You Ever Wanted to Know About Insurance
Why Matching Coverage for Undamaged Roof, Siding, and Interior Materials Can Protect Your Home’s Value
Thursday, June 18, 2026
When part of your roof, siding, flooring, cabinets, or interior finishes are damaged, the goal is usually to make the home look whole again-not simply to replace one damaged section. Matching coverage can be an...
Loss Assessment Coverage for Condos and HOAs - Is It Worth It?
Friday, June 12, 2026
What Is Loss Assessment Coverage in Simple Terms? A loss assessment endorsement in an HOA or condo insurance policy is extra coverage that helps protect you when the association charges its members for a shared loss. In...
Specialized Insurance for Sportsmen, Hunting, and Rifle Clubs in Michigan
Wednesday, May 6, 2026
Specialized Coverage With Access to Dedicated Insurance Markets Michigan is home to a rich outdoor sporting tradition. From private hunting preserves and rod and gun clubs to rifle ranges and sportsmen associations,...
Who Needs to Be Listed On My Auto Insurance in Michigan?
Wednesday, April 15, 2026
Who Needs to Be Listed on Your Auto Insurance? In Michigan, the specific requirements can vary by insurance company. You might be thinking – my child is at college, do I need to keep them on my car insurance? Or I am...
Michigan Auto Insurance: Qualified Health Coverage (QHC) vs. Coordination of Benefits (COB)
Tuesday, March 3, 2026
Michigan’s no-fault auto insurance allows two important-but very different-concepts: Qualified Health Coverage (QHC) and Coordination of Benefits (COB). Understanding the distinction helps drivers choose the right...
Are Frozen Pipes Covered by Homeowners Insurance in Michigan?
Friday, February 6, 2026
Are Frozen Pipes Covered by Homeowners Insurance in Michigan? Michigan’s long, cold winters are notorious for creating conditions that can lead to frozen and burst pipes. When temperatures plummet, the water inside your...
Should You Have Renter's Insurance in the State of Michigan?
Tuesday, December 2, 2025
Why Renters Insurance in Michigan Is Worth It - Even if your landlord carries insurance for the building, that policy almost never covers your belongings - furniture, electronics, clothing - if there’s a fire, theft or...
Is Hitting a Deer in Michigan Covered by Auto Insurance?
Thursday, October 2, 2025
It is fall again in Michigan, which means whitetail deer are on the move, including crossing our roadways. In Michigan, all drivers are required to carry no-fault auto insurance, which ensures that after a crash,...
Care, Custody or Control Within Commercial Liability Insurance
Tuesday, June 24, 2025
The "Care, Custody, or Control (CCC)" exclusion is a standard provision found in most Commercial General Liability (CGL) insurance policies. It's often misunderstood, leading businesses to believe they have coverage for...
Insurance for 1st Time Home Buyers - What to Know
Friday, May 23, 2025
A First-Time Homebuyer’s Guide to Home Insurance: What to Know Before You Close - Buying your first home is an exciting milestone-but it also comes with a steep learning curve, especially when it comes to home insurance....