Arnouts Insurance Agency Blog
All You Ever Wanted to Know About Insurance
Cyber Liability Insurance vs Cyber Crime Insurance
Monday, August 28, 2023
Cyber liability coverage insurance and Cyber Crime insurance are both types of insurance that can protect businesses from the financial losses that can result from a cyberattack. However, there are some key differences...
Alternate Employer Endorsement For Workers Compensation Policies
Thursday, July 27, 2023
The Alternate Employer Endorsement (AEE) is an endorsement added to a workers compensation policy that provides an entity scheduled as an alternate employer with primary Workers Compensation and Employers Liability...
New Distracted Driving Law in Michigan
Thursday, July 27, 2023
The state of Michigan has a hands-free distracted driving law that went into effect on June 30, 2023. The law prohibits drivers from holding or using a mobile electronic device while operating a motor vehicle. This...
Mini-Tort in Michigan - What Is It?
Thursday, May 4, 2023
Mini-tort also known as limited property damage is a coverage that pays your loss or $3000, whatever is less. Please note that “your loss” does not mean how much damage to your car was done, but how much you have to pay....
Electric Vehicle Insurance - How Is It Different Than Normal Auto Insurance?
Tuesday, April 18, 2023
As more electric vehicles begin to hit the road and increase in popularity, they bring with them lots of curiosity. One of these items is how to best protect your electric vehicle? Is insurance in the state of Michigan...
What is an Insurance Audit
Monday, February 6, 2023
When a General Liability, Garage Liability or Workers’ Compensation policy is put in force the premium is calculated based on estimated payroll/employees, gross sales, etc. The point of this is that some type of metric...
Wedding and Event Insurance, Covering Michigan
Monday, February 6, 2023
January and February are two of the busiest months of the year for engagements and wedding planning. As you plan your big day, there are many details to keep in mind. One of them should be your liability for family or...
Fall Homeowner Tips
Friday, August 26, 2022
As summer comes to a close in Mid Michigan and the kids head back to school, it means that fall and cooler weather is here. As a homeowner in the Lansing area, you know you need to prepare your home for the change in...
Homeowners Insurance after Cancellation or Non-Renewal
Friday, March 11, 2022
Homeowners Insurance after Cancellation or Non-Renewal Solution for High Risk Homes It’s the middle of the night during a thunderstorm in May and all of a sudden, the power goes out. You think nothing of it until the...
Tips for Opening Up Your Cottage in the Spring
Thursday, January 27, 2022
As cold as the Michigan winter weather is right now weather, we know that these days shall pass. And once they do, it will hopefully mean time to get back the warmer way of life in Michigan. Part of this means the...