Arnouts Insurance Agency Blog
All You Ever Wanted to Know About Insurance
What is an Insurance Audit
Monday, February 6, 2023
When a General Liability, Garage Liability or Workers’ Compensation policy is put in force the premium is calculated based on estimated payroll/employees, gross sales, etc. The point of this is that some type of metric...
Wedding and Event Insurance, Covering Michigan
Monday, February 6, 2023
January and February are two of the busiest months of the year for engagements and wedding planning. As you plan your big day, there are many details to keep in mind. One of them should be your liability for family or...
Fall Homeowner Tips
Friday, August 26, 2022
As summer comes to a close in Mid Michigan and the kids head back to school, it means that fall and cooler weather is here. As a homeowner in the Lansing area, you know you need to prepare your home for the change in...
Homeowners Insurance after Cancellation or Non-Renewal
Friday, March 11, 2022
Homeowners Insurance after Cancellation or Non-Renewal Solution for High Risk Homes It’s the middle of the night during a thunderstorm in May and all of a sudden, the power goes out. You think nothing of it until the...
Tips for Opening Up Your Cottage in the Spring
Thursday, January 27, 2022
As cold as the Michigan winter weather is right now weather, we know that these days shall pass. And once they do, it will hopefully mean time to get back the warmer way of life in Michigan. Part of this means the...
Michigan No Fault Changes for Your Auto Insurance Policy
Thursday, January 27, 2022
When no-fault reform was signed into law, the Order of Priority for PIP claims has changed. In addition, claims sent to the Michigan Assigned Claims Plan (MACP) no longer have unlimited PIP. An injured person now...
Protecting what you love most, a brief guide on scheduling items on your home policy
Tuesday, January 4, 2022
Scheduled personal property coverage is an optional endorsement you can use when the personal items exceed the personal property limits on a standard home policy. This of course leads to the common question “What...
“You had me at Merlot: Insuring your Wine Collection & Wine Cellar 101”
Monday, December 20, 2021
In the chaos of this year 2021 there certainly are several reasons to go down to your wine cellar and uncork a rare bottle that you’ve been saving. Maybe your collection is only a single rack of a rare Bordeaux or maybe...
Make Sure Your Prepare Your Car For Winter
Wednesday, December 1, 2021
In Michigan, winter is never far away. We are either in the 5 to 6 months of winter weather, or we are getting prepared for it! Snow and icy and conditions can easily start occuring in October (there were just ice...
Tips on Preparing Your Cottage For Winter
Wednesday, October 20, 2021
As much as we enjoy summers and early fall in Michigan, the reality is that winter is always coming. For most cottage owners across Michigan, we take the fall as a time to enjoy the fall colors and fall activities, but...