Skip to content Accessibility info

Arnouts Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Cyber Liability Insurance vs Cyber Crime Insurance

Cyber liability coverage insurance and Cyber Crime insurance are both types of insurance that can protect businesses from the financial losses that can result from a cyberattack. However, there are some key differences...

Read More

Alternate Employer Endorsement For Workers Compensation Policies

The Alternate Employer Endorsement (AEE) is an endorsement added to a workers compensation policy that provides an entity scheduled as an alternate employer with primary Workers Compensation and Employers Liability...

Read More

New Distracted Driving Law in Michigan

The state of Michigan has a hands-free distracted driving law that went into effect on June 30, 2023. The law prohibits drivers from holding or using a mobile electronic device while operating a motor vehicle. This...

Read More

Mini-Tort in Michigan - What Is It?

Mini-tort also known as limited property damage is a coverage that pays your loss or $3000, whatever is less. Please note that “your loss” does not mean how much damage to your car was done, but how much you have to pay....

Read More

Electric Vehicle Insurance - How Is It Different Than Normal Auto Insurance?

As more electric vehicles begin to hit the road and increase in popularity, they bring with them lots of curiosity. One of these items is how to best protect your electric vehicle? Is insurance in the state of Michigan...

Read More

What is an Insurance Audit

When a General Liability, Garage Liability or Workers’ Compensation policy is put in force the premium is calculated based on estimated payroll/employees, gross sales, etc. The point of this is that some type of metric...

Read More

Wedding and Event Insurance, Covering Michigan

January and February are two of the busiest months of the year for engagements and wedding planning. As you plan your big day, there are many details to keep in mind. One of them should be your liability for family or...

Read More