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Arnouts Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Can You Insure a Farm in Michigan on a Homeowners Policy?

Trying to insure a working farm on a standard homeowners policy in the state of Michigan can create serious coverage gaps, because homeowners insurance is built for personal, residential risks - not agricultural...

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Damage to Others Property – What it covers under a Homeowners Policy:

“Damage to property of others” (often called Damage to Others) coverage in a homeowner’s policy is a small, no‑fault provision-typically $500 to $1,000-that pays for accidental damage the insured or a resident family...

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