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Arnouts Insurance Agency Blog

All You Ever Wanted to Know About Insurance

What Is Additional Living Expense Coverage in Michigan?

Additional Living Expense coverage, often called ALE or "Loss of Use," helps you keep your normal standard of living if your home becomes unlivable after a covered claim. If a fire, windstorm, or burst pipe forces you...

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What Is Professional Liability Coverage on a Home Policy?

Professional liability coverage, often called errors and omissions or E&O coverage, can be added to some homeowners policies as an endorsement. It is an optional add-on that broadens the personal liability portion...

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What Is Personal Property Replacement Cost Coverage in Michigan?

Replacement Cost Coverage for Personal Property is built to do one thing well: if your belongings are damaged, destroyed, or stolen, it gives you the ability to replace them without being penalized for age and wear....

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