Arnouts Insurance Agency Blog
All You Ever Wanted to Know About Insurance
Loss Assessment Coverage for Condos and HOAs - Is It Worth It?
Friday, June 12, 2026
What Is Loss Assessment Coverage in Simple Terms? A loss assessment endorsement in an HOA or condo insurance policy is extra coverage that helps protect you when the association charges its members for a shared loss. In...
Specialized Insurance for Sportsmen, Hunting, and Rifle Clubs in Michigan
Wednesday, May 6, 2026
Specialized Coverage With Access to Dedicated Insurance Markets Michigan is home to a rich outdoor sporting tradition. From private hunting preserves and rod and gun clubs to rifle ranges and sportsmen associations,...
Who Needs to Be Listed On My Auto Insurance in Michigan?
Wednesday, April 15, 2026
Who Needs to Be Listed on Your Auto Insurance? In Michigan, the specific requirements can vary by insurance company. You might be thinking – my child is at college, do I need to keep them on my car insurance? Or I am...
Michigan Auto Insurance: Qualified Health Coverage (QHC) vs. Coordination of Benefits (COB)
Tuesday, March 3, 2026
Michigan’s no-fault auto insurance allows two important-but very different-concepts: Qualified Health Coverage (QHC) and Coordination of Benefits (COB). Understanding the distinction helps drivers choose the right...
Are Frozen Pipes Covered by Homeowners Insurance in Michigan?
Friday, February 6, 2026
Are Frozen Pipes Covered by Homeowners Insurance in Michigan? Michigan’s long, cold winters are notorious for creating conditions that can lead to frozen and burst pipes. When temperatures plummet, the water inside your...