Types of Information Collected and How it is Used
[NOTE: Unlike U.S. opt-out requirements, the GDPR requires explicit consent to collect and process the personal data of EU citizens, and such consent must be freely given, specific, informed and an unambiguous indication made by a statement or clear affirmative action, such as opt-in consent.]
Aggregate Information: Arnouts Insurance may collect information that is not personal information about Users to measure traffic on the Site. This information is collected automatically on an aggregate basis (“Aggregate Information”) through the use of a “cookie” or small text file placed on the User’s hard drive by the User’s Internet browser. The cookie allows Arnouts Insurance to track the number of hits or visits to various pages on the Site. The cookie is used only during a single connection to the Site, and is not used to track User activity after leaving the Site. The cookie is permanently disabled when the User exits the Site, and information about individual Users is not
User Information: User information from the Site may be obtained, retained, and/or used (collectively “Used”) by Arnouts Insurance to facilitate Users’ access to, use of, and/or participation in any products/services/resources/surveys (collectively “Services”) from the Site. Information about Users may be provided by Arnouts Insurance to other entities, such as insurance carriers; vendors; agents/agencies brokers/brokerage firms and any others providing Services through the Site (collectively “Service Providers”), and such information may be Used by Arnouts Insurance and Service Providers.
[NOTE: The GDPR requires a detailed description of what data is collected, the purposes and legal basis of any data collection, how the data is processed, including the existence of any automated decision-making, and the manner in which and how long the data is stored. Arnouts Insurance may wish to inform consumers of what information is collected, such as: (i) Individual personal information, including but not limited to, names, addresses, telephone numbers, email addresses, and other identification details, such as date and place of birth, social security numbers, tax identification numbers, driver’s license numbers and employment history; (ii) financial information, including but not limited to, credit card numbers, bank account numbers, income and credit score; (iii) insured risk and policy data, including but not limited to health data or other special demographic data.]
Services Information: Information from Users on the Site may be Used by Arnouts Insurance, such as, but not limited to, for processing requests for and/or participation in Services offered by or through Arnouts Insurance, including, but not limited to, from Service Providers. Such information about Users also may be provided to and Used by Service Providers, as described in the section called “Information Provided to Third Parties” below.
E-mail Information: Information that Arnouts Insurance receives from Users via e-mail may be Used by Arnouts Insurance and may be provided to and Used by third parties as described in the section called “Information Provided to Third Parties” below.
Information about Children Under 13: Our Site is generally intended for adults interested in obtaining insurance and it is unlikely that children under the age of 17 will use the Site. It is Arnouts Insurance policy not to collect personal information of children under age 13. If it is necessary to collect such personal information from a child identified as being under age 13, Arnouts Insurance will do so only after obtaining verifiable parental consent. If Arnouts Insurance becomes aware that it has inadvertently collected personal information from a child under age 13 without parental consent, such personal information will be deleted from Arnouts Insurance’s system.
Arnouts Insurance uses a combination of industry typical security measures to protect personal information it collects. Such measures will change from time to time. Arnouts Insurance makes no representations or warranties of any kind, express or implied, that such measures will protect all personal information collected, however Arnouts Insurance will make reasonable efforts to protect such information from unauthorized access.
Links to Other Sites
This Site contains links to Internet sites of Service Providers, other Arnouts Insurance partners/vendors, and other businesses and resources (collectively “Linked Resources”), and each Internet site of Linked Resources may have its own privacy and data collection policies and practices. Arnouts Insurance is not responsible for the privacy and data collection policies and practices of any Linked Resources or for the content of their Internet sites. Users interested in the privacy and data collection policies and practices of Linked Resources should review the policies of the Internet sites they choose to access.
Arnouts Insurance makes no representations or warranties of any kind, express or implied, about the Internet sites of Linked Resources, and Arnouts Insurance disclaims all warranties and responsibilities of any kind, including, without limitation, warranties and responsibilities with respect to Linked Resources’ Internet sites, content, privacy and data collection policies and practices, and actions. Links to other Internet sites, including, but not limited to, Linked Resources, do not imply Arnouts Insurance endorsement or approval of such Internet sites or the resources and information contained within them, nor are such links or references indications that Arnouts Insurance has received specific authorization to provide these links or resources. Arnouts Insurance does not endorse, approve, certify or control such external Internet sites, and is not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, usefulness, fitness for any particular purpose or correct sequencing of information located at such Internet sites. The links and references on this Site to other Internet sites, including, but not limited to, Linked Resources are provided solely as a convenience to Users of this Site.
Your Rights to Access and Amend Your Personal Information
You have the right to request access to the personal information that is maintained about you on this Site to ensure that it is accurate. Subject to certain exceptions required by law, and provided we can authenticate your identity,
you also can request corrections, amendments or deletions of any personal information obtained through this Site or otherwise in our possession as appropriate. You may also request changes to your preferences regarding how we use or disclose your information or how we communicate with you.
To obtain access to, or seek to correct, amend, or delete any of your personal information, or for any other questions or concerns about Arnouts Insurance’s personal data policies and practices: Submit a request in writing to [CONTACT NAME/DATA PROTECTION OFFICER, AROUNTS INSURANCE NAME AND EMAIL/ADDRESS]
[NOTE: The GDPR requires the appointment of a Data Protection Officer (DPO) who is tasked with overseeing data security compliance within the company]. The request must include your name; address; telephone number; the specific personal information at issue; the identity of the document or record that contains the disputed personal information; and the desired correction, amendment or deletion (along with any appropriate supporting documentation). We will notify you within 30 business days after receipt of your request with all required information to notify you whether we require additional information, have made the requested correction, amendment or deletion or that we cannot do so and the reasons for that decision.
Arnouts Insurance reserves the right to and may change this Policy at any time without notice to you, and changes will become effective when the revised Policy is posted on this Site. We may email periodic reminders or notices about changes, but you are encouraged to review this Policy frequently, so you are informed about Arnouts Insurance’s privacy practices and policies.